Credit Risk Financial Modelling
Get full visibility of cost and revenue throughout the business - enabling you to make profit-based decisions.
Make profitable decisions and meet your regulatory requirements
To fully understand a credit business, or to ensure compliance in credit, a full appreciation of credit P&L or compliance principals is required.
A well-produced framework helps you understand the drivers to cost and revenue and will allow for accurate profit calculations.
For provision and capital models – compliance is a chief driver to ensure that all required regulatory requirements are met.
Whether it’s profit, provision, capital or portfolio modelling – Principa has significant experience in bringing together retail credit with P&L.
Our deep credit IP acquired over almost 20 years of providing advisory services to financial services companies in Africa, Europe and the Middle East enables us to help you build accurate and flexible financial models using international best practices.