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Credit Risk

Solutions

Credit Risk Solutions to reduce risks and increase profits.

Use a data-driven approach to minimise risk and maximise profitability across the credit lifecycle.

Data analytics offers the solution to optimise your credit risk strategy, reduce your risks, improve your profits and increase your business revenue.

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Businesses often get trapped in their operational world. And whether you are implementing a new strategy or needing to streamline an existing one, data-driven credit risk solutions are essential in optimising your approach and ensuring that you get the best out of the strategy.

Understanding IFRS 9 For Retail Unsecured Lending

It is expected that IFRS9 adoption could lead to a material increase in provisions. The IFRS9 framework and key considerations for retail unsecured lending are described in the infographic high-level overview.

View Infographic

Credit Risk Solutions

Make better risk decisions and enhance your credit risk strategy with any of Principa's Credit Risk Solutions:

IFRS 9 COMPLIANCE SERVICES
With new complex regulations governing provision requirements through IFRS 9, businesses are challenged to adapt to and adopt the new rules. We'll help you build a solid and clear path to IFRS 9 compliance.
CREDIT RISK SOFTWARE
SmartSuite Credit Risk Management software solutions improves profitability by streamlining processes, increasing efficiency, and automating data-driven decision-making along the credit lifecycle.
CREDIT RISK ADVISORY
Whether you are implementing a new strategy or needing to streamline an existing one, having credit specialists around is essential in ensuring that you get the best out of the strategy.
CREDIT ANALYTICS
Harness the knowledge and skills of our credit risk analytics specialists to use data-driven insights to minimise risk and maximise profitability across the credit lifecycle.
CREDIT RISK OPTIMISATION
Use our advanced mathematical models to bring significant uplift in your credit decisions. Using mathematical optimisation and industry knowledge, we’ll help you predict the optimal loan value that maximises profitability at minimal risk for each potential customer.
FINANCIAL MODELLING
To fully understand a credit business, or to ensure compliance in credit, a full appreciation of credit P&L or compliance principals is required. Get full visibility of cost and revenue throughout the business - enabling you to make profit-based decisions.
CREDIT RISK SCORECARDS
Our credit risk analytics experts make use of extensive experience in credit across markets and industries to deliver world-class scorecard development, monitoring and alignment services.
CURRENT STATE ASSESSMENT
Get an expert industry opinion on the current health of your credit risk strategy and operations, along with prescribed recommendations.
Testimonial represented by two text boxes above a thumbs up

Testimonial

“On behalf of Visa International CEMEA Region we would like to thank and commend your team at Principa for your considerable effort in making this project, the biggest Credit Risk Project of this nature undertaken in the Gulf Region, a real success.” Visa International

Get in Touch

Contact us to discuss any of our Credit Risk Solutions.

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