Loan Management Platform
Helping digital lenders provide personalised credit products via a web-based digital lending platform.
Financier™ is a scalable software solution giving financial and credit providers the efficiency, agility and autonomy required to lend responsibly and ensure customers are treated fairly whilst helping to drive competitive advantage.
As a leading enterprise platform, Financier™ provides flexible lending and collection solutions for both commercial and consumer finance.
Financier’s™ unique module system allows credit providers to rapidly deliver new products to their chosen market, whether consumer or commercial, regulated or unregulated agreements. Financier™ is designed with compliance and regulations central at the forefront and can be configured to promote a sustainable and controlled business model to support a TCF culture.
Modules
Consumer Lending
The digital journey at customer level enables the lender to provide personalised credit terms.
Financier’s™ personal loan module is extremely flexible and scalable, and is developed to support the following loan types:- Consumer loans
- Guarantor loans
- Secured loans
- Alternative finance
- Digital lending
- Marketplace loans
- Line of credit and overdraft facilities
- Short term loans
Commercial Lending
Financier™ provides commercial finance lenders with a full loan servicing platform.
Notable features include:
- Omni-channel application capture spanning all distribution models
- Broker management
- Document control
- Credit policy management and scoring
- Configurable data capture
Line of Credit
Financier™ enables providers to have the flexibility to provide a line of credit for their customers.
The solution gives an alternative overdraft account whereby a drawdown is made against the available credit facility to allow the customer to access funds up to the agreed limit.
Customers can defer taking the full amount of the loan and will only repay the amount they use.
Benefits
Collections Module
- Automated standard collections process with integrated daily tasks and worklists
- Specialist treatment paths
- Arrangements management
- Improve agent productivity
- Configurable workflow for automated communications
Personal Loan Module
- Flexibility
- Multi-product
- Multi-brand
- Rapid deployment and testing of new financial products to market
- Champion challenger
Self-Servicing
- Reduction of operational costs
- Improved customer experience
- Access to information and transparency of customer account
- Additional payments
Features
- Integrated document management suite, streamlining operations through high levels of automation and self-servicing.
- Multi-channel solution supports the full lifecycle of business applications, providing the ability to deliver personalisation.
- Evidence based decisioning and workflow modules.
- Financier’s™ console can be deployed for end to end processing or on a component basis, supporting the needs of ‘start ups’ right through to enterprise level.
- Financier’s™ service orientated architecture and rich APIs enable you to automate, extend or integrate with other systems in a fraction of the time taken for legacy systems.
