

Loan Origination Software
AppSmart is part of Principa’s FinSmart Universe allowing for effective credit management across the customer life-cycle.
AppSmart is Principa’s proprietary digital loans originations system now in its 4th generation. AppSmart facilitates the on-boarding of new customers across multiple channels. Headline features include workflows, data capturing, scoring, bureau connectivity and queue management.

Why Choose appsmart Loan Origination System?
AppSmart:
- has a modern web-based application;
- enables a digital originations strategy;
- is scalable – add new products, branches and users;
- is configurable – empowers business users to make changes;
- enables full audit-control;
- is suitable for both medium and large volume lenders; and
- has flexible pricing models.
Key Features Include:
- Principa’s workflow system, FlowSmart
- Configurable data capturing
- Configurable organisations/products/sub-products
- Communication portal (Email/SMS)
- Documentation management
- Decisioning (through DecisionSmart)
- Configurable reports
- Campaign management
- API layer (through BridgeSmart)
- Full browser-based UI
- Omni-channel
- Agent management
- Queue management
- Branch management
