Transforming data into opportunity. Empowering businesses and unlocking financial access for all.
Consulting | Analytics | Lead Generation | Risk Mitigation | Technology
What We Do
Consulting and Analytics
Data and Decisioning Solutions
Technology Solutions
Why Principa
Intelligent credit risk decisioning
Optimised risk strategies
Unlock new markets
Navigate data complexity
What Our Clients Say
On behalf of Visa International CEMEA Region we would like to thank and commend your team at Principa for your considerable effort in making this project, the biggest Credit Risk Project of this nature undertaken in the Gulf Region, a real success.
Visa International
Regan Adams,
CEO BNP Paribas Personal Finance South Africa T/A RCS
Principa has been our preferred analytics service provider for a number of years and has made a significant contribution to our volume growth during this time. We are happy to recommend them as energetic, reliable and trustworthy partners.
Blue Label Data Solutions
Read Our Latest News & Insights
How Scorecards Can Be Used to Determine Customer Loyalty
Marketing to and serving the right customers is critical for every business. Customers who aren’t profitable split your focus, taking time and energy away from ensuring your best customers remain loyal to your business. Scorecards can help you identify and focus on...
Can Open Banking Transform Credit Risk Assessment in South Africa?
The financial services industry is experiencing a rapid digital transformation, with Open Banking emerging as a particularly disruptive and promising development globally. While countries like the UK and Australia have established formal Open Banking regulations,...
What type of Machine Learning is right for my business?
Machine Learning is far from a new concept. As early as 1959, Arthur Samuel’s self-training checkers algorithm had already achieved “amateur status”, a remarkable achievement for its time. This article aims to clarify the two main types of Machine Learning you’re...
Ready to take your credit decisioning to the next level?
Get in touch to find out how we can help you do amazing things with your data to improve your business.
Whether you’re just starting out on your credit decisioning journey or have a whole heap of stuff that makes you awesome, we’re here to help you take your credit decisioning to the next level.