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Navigating the Storm: Strategic Responses for South Africa’s Shifting Credit Landscape
Contrasting Credit Trajectories: Banks vs. Retailers The South African credit market stands at a critical juncture marked by divergent growth trajectories between banks and retailers, elevated Non-Performing Loans (NPLs), and persistent economic pressures. These...
Unlocking Credit for 3 Billion: How ADMiT is Transforming Financial Inclusion
The Invisible Opportunity When I stepped into my role as CEO, one number stopped me in my tracks: 3 billion. That’s the estimated number of people globally who are “credit invisible” – individuals with no formal credit history. In South Africa alone, roughly 15...
The Four Types of Data Analytics: A Comprehensive Exploration of Methodologies and Applications
The Foundational Role of Data Analytics in Decision-Making In today’s dynamic financial and business environments, data analytics has become an indispensable component for organisations striving to make well-informed, data-driven decisions. By effectively utilising...
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