Work Wonders
With Your Business Data

Principa Company represented by Athena - Wisdom, Reason and Growth

Product Showcase

AGENT X
Call Centre Virtual Assistant

Deliver powerful data-driven decisions to call centre agents during calls.

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ATURA
Artificial Intelligence Chatbot

Provide an omni-channel, self-help customer experience.

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FINANCIER
Loan Management Platform

A scalable software solution that gives the efficiency, agility and autonomy to drive competitive advantage.

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DecisionSmart Explainer Video

Start Making Smart Decisions Across The Business Lifecycle

WATCH VIDEO

Collections Software

Dramatically improve collections returns

Learn More

Agent X Explainer Video

Meet Agent X - Your Call Centre Virtual Assistant

WATCH VIDEO

Latest News & Insights

February 2021

2021: Pursuing the pockets of profit

February 2021

Are we entering a mortgage provision spiral?

Some of the 150 companies we've helped

Our data analytics, consulting & software helps you predict customer behaviour, retain profitable customers, and reduce credit risk. Since 1999, we've served over 150 companies in 30 countries in Africa, the Middle East and Europe.

AturaArtificial Intelligence Chatbot for Financial Services

Automated support that helps financial services do better business.

Agent XCall Centre Virtual Assistant

Feed real-time call and agent specific data, decisions and information to inform, guide and motivate your call centre agents.

Genius Call Connect:Predict Right Time to Call

Use Machine Learning as a Service (MLaaS) to increase connectivity rates by generating a list of optimal times and numbers to use to reach your customers or debtors.

Genius Risk Classifier

Use Machine Learning as a Service (MLaaS) to predict debtors' propensity to pay or to roll.

AturaArtificial Intelligence Chatbot for Financial Services

Automated support that helps financial services do better business.

Genius Leads

Our leading edge solution ensures your targeted marketing campaigns connects you to the best new and existing customers.

Agent XCall Centre Virtual Assistant

Feed real-time call and agent specific data, decisions and information to inform, guide and motivate your call centre agents.

AturaArtificial Intelligence Chatbot for Financial Services

Automated support that helps financial services do better business.

Genius Customer Growth

Use Machine Learning as a Service (MLaaS) to identify and target the right customers and to determine the best product recommendations for upsell and cross-sell based on affordability, profitability and probability of take-up.

Genius Customer Retention & Re-activation

Use Machine Learning as a Service (MLaaS) to generate a list of customers most likely to leave your business based on behaviour and to develop the right offer to keep or re-activate them.

Agent XCall Centre Virtual Assistant

Feed real-time call and agent specific data, decisions and information to inform, guide and motivate your call centre agents.

Genius Call Connect

Use Machine Learning as a Service (MLaaS) to increase connectivity rates by generating a list of optimal times and numbers to use to reach your customers.

IFRS 9 Toolkit and Services

Let us help you through your journey to become IFRS 9 compliant with our world-class analytical and advisory services.

Optimisation

Lend more profitably by optimising the loan amount to offer your credit customers.

Credit Lifecycle Software: SmartSuite

Reduce risk and improve profitability by streamlining processes, increasing efficiency, and automating data-driven decision making across the credit lifecycle.

Credit Risk Advisory Services

Tap into 20 years of credit risk knowledge and experience gained across Africa, the Middle East and Europe.

Our credit risk specialists have worked with blue chip companies in 40 countries developing or reviewing and optmising credit strategies.

Credit Risk Analytics

Use data-driven insights to minimise risk and maximise profitability across the credit lifecycle.

We've spent more than 20 years helping blue chip companies in Africa, Europe and the Middle East leverage the power of data analytics to optimise their credit risk decisions across the credit lifecycle.

Current State Assessment

Get an in-depth, or high-level, assessment of your current risk strategy along with a prioritised list of achievable milestones to improve profitability and reduce risk.

Financial Modelling

Whether its profit, provision, capital or portfolio modelling – Principa has significant experience in bringing together retail credit with P&L.

Scorecards

Make better risk decisions with Principa's scorecard services.

Our credit risk analytics experts make use of extensive experience in credit across markets and industries to deliver world-class scorecard development, monitoring and alignment services.

AturaArtificial Intelligence Chatbot for Financial Services

Automated support that helps financial services do better business.

Agent XCall Centre Virtual Assistant

Feed real-time call and agent specific data, decisions and information to inform, guide and motivate your call centre agents.

Genius Call Connect:Right Time to Call

Use Machine Learning as a Service to generate a list of optimal times and numbers to use to reach your debtors.

Genius Risk Classifier

Use Machine Learning as a Service (MLaaS) to enhance debtor strategy based on propensity to pay or to roll.

Credit Lifecycle Software:SmartSuite

Reduce risk and improve profitability by streamlining processes, increasing efficiency, and automating data-driven decision making across the credit lifecycle.

Consulting: Collections

Refine and optimise your Collections environment to achieve higher yields and greater profitability.

Our Collections & Recoveries specialists have worked with blue chip companies in 40 countries developing or reviewing and optmising Collections strategies.

Data Analytics

Make better risk decisions with Principa's analytics services for Collections & Recoveries.

Our credit risk analytics experts make use of extensive experience in credit across markets and industries to deliver world-class analytics services.

Work Wonders With Your Business Data

Product Showcase

AGENT XCall Centre Virtual Assistant

ATURAArtificial Intelligence Chatbot

FINANCIERLoan Management Platform

DecisionSmart Explainer Video

Start Making Smart Decisions Across The Business Lifecycle

Collections Software

Dramatically improve collections returns

Agent X Explainer Video

Meet Agent X - Your Call Centre Virtual Assistant

Latest News & Insights

February 2021

February 2021

Some of the 150 companies we've helped

Atura
Artificial Intelligence Chatbot for Financial Services

Agent X
Call Centre Virtual Assistant

Genius Call Connect:
Predict Right Time to Call

Atura
Artificial Intelligence Chatbot for Financial Services

Agent X
Call Centre Virtual Assistant

Atura
Artificial Intelligence Chatbot for Financial Services

Agent X
Call Centre Virtual Assistant

Atura
Artificial Intelligence Chatbot for Financial Services

Agent X
Call Centre Virtual Assistant

Genius Call Connect:
Right Time to Call

Credit Lifecycle Software:
SmartSuite

Work Wonders
With Your Business Data

AGENT X
Call Centre Virtual Assistant

ATURA
Artificial Intelligence Chatbot

FINANCIER
Loan Management Platform