Transforming data into opportunity. Empowering businesses and unlocking financial access for all.
Consulting | Analytics | Lead Generation | Risk Mitigation | Technology
What We Do
Consulting and Analytics
Data and Decisioning Solutions
Technology Solutions
Why Principa
Intelligent credit risk decisioning
Optimised risk strategies
Unlock new markets
Navigate data complexity
What Our Clients Say
On behalf of Visa International CEMEA Region we would like to thank and commend your team at Principa for your considerable effort in making this project, the biggest Credit Risk Project of this nature undertaken in the Gulf Region, a real success.
Visa International
Regan Adams,
CEO BNP Paribas Personal Finance South Africa T/A RCS
Principa has been our preferred analytics service provider for a number of years and has made a significant contribution to our volume growth during this time. We are happy to recommend them as energetic, reliable and trustworthy partners.
Blue Label Data Solutions
Read Our Latest News & Insights
Getting Started with Principa.Cloud
Your new home for smarter, faster Credit Compass insights What Is Principa.Cloud? Principa.Cloud is your new secure, always-on portal where you can view, download, and explore your Credit Compass Bureau Benchmarking (CC-BB) data like never before. It replaces...
Navigating the Storm: Strategic Responses for South Africa’s Shifting Credit Landscape
Contrasting Credit Trajectories: Banks vs. Retailers The South African credit market stands at a critical juncture marked by divergent growth trajectories between banks and retailers, elevated Non-Performing Loans (NPLs), and persistent economic pressures. These...
Unlocking Credit for 3 Billion: How ADMiT is Transforming Financial Inclusion
The Invisible Opportunity When I stepped into my role as CEO, one number stopped me in my tracks: 3 billion. That’s the estimated number of people globally who are “credit invisible” – individuals with no formal credit history. In South Africa alone, roughly 15...
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Whether you’re embarking just starting on your credit decisioning journey or have a whole heap of stuff that makes you awesome, we’re here to help you take your credit decisioning to the next level.