by Marketing | Sep 10, 2025 | Insights
Machine Learning is far from a new concept. As early as 1959, Arthur Samuel’s self-training checkers algorithm had already achieved “amateur status”, a remarkable achievement for its time. This article aims to clarify the two main types of Machine Learning you’re...
by Marketing | Aug 13, 2025 | Insights
As South Africa grapples with high levels of financial exclusion, the need for more inclusive, accurate, and dynamic credit risk assessment has never been more urgent. Traditional credit scoring methods often fall short in capturing the full picture of a borrower’s...
by Marketing | Aug 4, 2025 | Insights
Predictive Analytics can yield amazing results. The improvement that can be achieved by basing future decisions on observed patterns in historical events can far outweigh anything that can be achieved by relying on gut-feel or being guided by anecdotal events. In a...
by Marketing | Jul 15, 2025 | Insights
Your new home for smarter, faster Credit Compass insights What Is Principa.Cloud? Principa.Cloud is your new secure, always-on portal where you can view, download, and explore your Credit Compass Bureau Benchmarking (CC-BB) data like never before. It replaces the...
by PnP-Meneer | Jun 9, 2025 | Insights
Contrasting Credit Trajectories: Banks vs. Retailers The South African credit market stands at a critical juncture marked by divergent growth trajectories between banks and retailers, elevated Non-Performing Loans (NPLs), and persistent economic pressures. These...
by PnP-Meneer | Apr 18, 2025 | Insights, News
The Invisible Opportunity When I stepped into my role as CEO, one number stopped me in my tracks: 3 billion. That’s the estimated number of people globally who are “credit invisible” – individuals with no formal credit history. In South Africa alone, roughly 15...
